What is Chinch?

Cinch Home Services is one of the most experience home warranty providers in the country with 40+ years’ experience. They offer one of the most inclusive and innovative packages on the market.

They offer three separate plans so you can choose what is best for you. These plans also cover a lot of items that other providers will charge you extra for, and even items that others refuse to cover, such as damage due to rust and corrosion.

Their costs on average are slightly higher than some of their competitors, but are very variable based on where you live. They also are generally happy to offer your first two months for free, so overall their pricing can be very competitive.

Where Cinch Home Services really set themselves apart are their on-demand technician services, as well as their workmanship guarantee. Repairs can be scheduled within 2-hours of a claim being made during business hours, and will come with a 180-day workmanship guarantee. Both of these are some of the best in the market, so you can be confident you are receiving fantastic service.

What popular features do you get with Chinch?


  • On demand contactors
  • 180-day workmanship guarantee
  • Customizable coverage plans
  • 24/7 phone support

  • Easy to use online portal
  • Multiple payment options
  • Regular signup bonuses
  • 40+ years experience

  • Straightforward claims policy
  • Rust and corrosion damage coverage
  • Repairs on pre-existing conditions

Customer Support is available at Chinch

This is where Cinch Home Services is leading the pack. A claim can be made at any time of the day, on any day of the week, through their online portal, or their 24/7 phone support service. If the claim is made during business hours, they offer one of the fastest response times in the industry and will have one of their on-demand technicians on site within 2-hours. If your claim is made after hours, then you can expect to have someone on site within 24-hours.

Once your repair is made, you can be confident that you have been well looked after with a 180-day workmanship guarantee. Depending on the cost of the damage, there is also no limit for costs on any individual items, only an aggregate cap per term of $10,000.

Who is Chinch ideal for?

No Available Content.

Pros and Cons

  • Take advantage of their on-demand contractors, who can be on site in as little as 2-hours, far quicker than the industry average.
  • They will provide you with a 180-day workmanship guarantee on all repairs.
  • Coverage of rust and corrosion damage as well as pre-existing conditions.
  • Coverage will also include the parts of most appliances, down to the knobs, handles etc.


  • Variable pricing which changes dramatically based on where you live.
  • Higher than average service call-out fee’s.

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How much does Chinch cost?

*based on information provided by the vendor. Actual cost may vary.

The plans available from Cinch Home Services are straightforward and easy to understand. Based on your situation and requirements, you can take out coverage on your appliance, systems, or for your complete home.
For convenience, their plan covering all of your major household appliance is called the – Appliance plan. This includes everything from your washer and dryer, through to your built-in microwave and exhaust hood. This is the cheapest plan they offer, and depending on where you live, plans average out around $50 per month.

You guessed it, their next plan up, which covers essential household system is called the – Built-in Systems plan. This is a very inclusive plan, covering a lot of systems that other companies only offer as an add-on with an additional fee. This includes air conditioning and ceiling fans, sump pumps and water heaters. You will be looking to spend around $58 per month on average for this plan, but again, this is very dependent on your location.

Their plan combining the inclusions from both the appliance and systems plan is their – Complete Home plan. This plan also includes reimbursement of $500 for any deductible paid on a homeowners insurance claim. This is the most popular plan, coming in at an average of $68 per month, but it is best to speak to the team at Cinch to get a personalized quote for you.
On top of their three base plans, they do have plenty of extra’s and add-on’s, as well as the ability to adjust your service call-out fee to either $150, $125 or $100, which will also impact your monthly repayments.

Rather then a coverage limit on each individual item, Cinch restricts the aggregate value of your claims to $10,000 per term. There is no limit on the number of claims, but do not expect to be covered or reimbursed for anything more than this.

Conclusion


Cinch Home Services is one of the most trusted and experienced home warranty providers for a reason. With over 40 years of operation, they are trusted by Americans nationwide.

They stand by their own quality by offering incredibly fast dispatch times, and guarantee their workmanship for far longer than the industry average.

They might not be the absolute cheapest option going around, you will need to get a personalized quote to assess that, but they offer a home warranty package which will give you the peace of mind that you are being well looked after.