What is First American?
First American has been in operation for over 30+ years, and is one of the most trusted home warranty companies in the country. One main reason for their popularity is their plans are some of the most competitively prices in the industry.
They also provide you with a range of plans which have plenty of inclusions, and also do not have any coverage limits, which is very rare in this industry.
You can choose from two coverage plans and a range of additional inclusions you can opt-in for. They have a large network of contactors waiting to be dispatched, although they will not guarantee a timeframe for them to be on site with you.
Many home warranty providers offer a large range of plans and inclusions, which can make it complicated to fully understand what is covered, and even more importantly, what is not. First American make it very easy. Their basic plans are extensive, and easy to understand. Their claims process is easy, and it will not break the bank.
First American
What popular features do you get with First American?
- Unlimited number of claims
- Transparent and competitive pricing
- 30+ years of service
- 24/7 phone support
- No home inspection required
- No individual coverage limits
- Broad coverage included in base plans
- Fast claim response times
- Online and phone claims service
Customer Support is available at First American
First American has a large network of contactors, which can be dispatched after making a claim online or over the phone. You will not be able to use any out of network contractors, however they screen all their technicians, so you can rest easy knowing the stranger showing up at your house is safe and qualified.
They do not provide any dispatch timeframe guarantee, however reviews show that it is generally very fast to have someone on site.
First American is known to be one of the most trusted, fair, and upfront home warranty providers. They have a transparent and low pricing structure, so you should not be in for any surprises when making a claim.
Who is First American ideal for?
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Pros and Cons
- Competitively priced plans with plenty of inclusions, providing very affordable coverage.
- They do not put any caps on the number of claims you submit.
- They have a very well defined repair or replace policy so you can be confident that you will receive the best support.
- They do not provide a dispatch time guarantee, meaning repairs can sometimes be a little slow.
- They will not allow any out of network contractors, so you will not be able to use any existing relationships you already have.
People like you also researched
Here are some products we think might be a good fit based on what people like you viewed.
American Home Shield
- Out of network contactors
- Quick and efficient contractor dispatch
- No home inspection required
- Constant contactor quality evaluation
Americas First Choice
- Out of network contactors
- No home inspection required
- Unlimited number of service requests
- Work guaranteed for life of plan
Choice Home : $50 off + 1 month free
- Over 15,000 5 Star Reviews
- 24/7 in our call centers
- 5,000,000 Service Requests
- Nationwide Network of 25,000+ Contractors
- Covered 1,650,000+ Homes Across the USA
How much does First American cost?
*based on information provided by the vendor. Actual cost may vary.
First American has very transparent and competitively priced coverage plans. They are simply branded as Basic and Premium.
The Basic plan is what it says on the box. It covers your basic essential appliances such as refrigerators, washers, dryer and more. Costs start at as little as $30 per month, which is incredibly competitive compared with other brands. They also do not put a coverage limit on any item, so you can be fully reimbursed for any replacement.
If you require coverage of your major home systems, then the Premium plan will be your best bet. You get everything covered in the Basic plan, plus heaters, plumbing, electrical and more. Coverage in this plan starts at $40, and it is customizable to be able to include or exclude what you require.
One of the other benefits of a plan from First American is they include certain items that other companies will charge you extra for. This includes a sump pump or whirlpool bathtub, and more.
It is important you talk to the team and make sure you understand the inclusions of the policy.
Conclusion
If you want your home warranty through one of the most trusted and upfront providers, then make sure you talk to the team at First American.
Their plans are straightforward and easy to understand, and they will not enforce any coverage limits on any individual items.
Their main point of difference is their cost-efficiency. They include coverage on a lot of items that other providers will only offer you for an additional fee. This is on what is already a very low cost structure.
Repairs are sometimes a little slow, but you will still not be waiting for too long. They are also very willing to replace items and reimburse the cost, rather then repairing.
Overall First American provides a fantastic level of coverage, for an even better price. It is important to talk to the team and make sure they are the right fit for you, but you can be confident of that because they already are for over 500,000 americans.
